Making the Leap into Home Ownership - Danielle Wilson

Making the Leap into Home Ownership

Buying a home can feel a lot like taking a major leap of faith.  

If you are a first time home buyer, you probably feel pulled in a variety of directions, and sometimes even feel in your heart very differently than what logic might be telling you.

Sometimes you are searching ads, going to open houses, and viewing many properties, and just not feeling that anything is the right fit for you.

For some buyers, years go by, and they are still on the fence- nothing feels right, they’re just not sure.

The best advice that I can give, is that sometimes, you just have to jump.

Take a leap of faith, and commit.  Housing prices are increasing on a yearly basis.  If you are paying rent now, it is likely that your mortgage payment would be less than your rent payment.  You would be investing in your future, and not in your landlords.

Rarely is the perfect home out there.

Try to find the potential in something, and dream a little.  Buying your very first home is one of the smartest investments you will ever make.  It may not be the perfect one, but, as it appreciates, that equity will allow you to buy your next home, and the next.

I can tell you that my first home was less than 600ft2.  It was a bungalow, on a dugout.  But boy, it was cute!  We landscaped the yard, painted the walls, and refinished the hardwood.  We dreamed a lot, about living in the country, having a larger yard for the dogs to play in, having space for a garden.  But we lived there and we enjoyed every minute of it.  We made the best of it.  And it wasn’t bad!  After a few years, prices had increased, and while we weren’t yet able to buy that country home, we bought something a little bigger, and we fixed that up too.  We lived there for 10 years, and honestly- I still miss it.  But guess what, market prices increased quite a bit over those 10 years, and that enabled us to purchase our country home, the one we had dreamt of all along.

What I’m trying to tell you is don’t be afraid to take a risk.  

Home ownership is a fluid process.  You have to start somewhere, it doesn’t have to be bad, and along the way your equity will increase, prices will increase, and you will be making fantastic memories.

There is nothing that can replace home ownership, and there is no place like your own home.

 

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